About BHIM:

BHIM was established on 30 December 2016. The Indian smartphone payment application was developed by the National Payments Corporation of India (NPCI) and is based on the Unified Payments of Interface (UPI). A UPI-developed programme called BHIM (Bharat Interface for Money) enables secure, simple, and immediate digital payments using your mobile device. Specifications make sure of the basics while registering for the app. Your mobile number which is connected to your bank account is mandatory for using BHIM.

NPCI is a company that manages the running of settlement and retailer payment services in India. It is a project of the Indian Banks’ Association IBS and the Reserve Bank of India (RBI)   On under the guidelines of the Payment and Settlement Systems Act of 2007, NPCI is created. The whole Indian banking system would receive infrastructure support from NPCI for both physical and electronic payment and settlement systems. The Company is committed to using technology to innovate retail payment systems in order to improve operating effectiveness also increase the use of payment systems. The 10 primary sponsor banks of NPCI are the State Bank of India, ICICI Bank, HDFC Bank, HSBC, and Citibank N. A and Citigroup.

Feature of BHIM:

1. Send Money: 

Utilizing the Virtual Payment Address (VPA), the Account Number and IFSC, as well as simply scanning a QR code, a customer is able to send cash using this capability is good.

2. Request Money:

With the use of this tool, a customer may send a collecting offer by specifying a virtual payment address (VPA). If a smartphone is required to register with BH IM or 99 one can also transfer the money using a mobile device.

3. Scan and Pay:

Users may build QR codes in the application to use for transactions and pay by scanning the code using Scan and Pay. 

4. Transaction:

The Bharat Interface for Money (BHIM) app uses the Unified Payments Interface to provide simple, rapid, and effortless financial transactions (UPI). With merely a smartphone or virtual payment address, you may send and receive money instantly across banks.

5. Profile:

Viewing the generated payment locations and fixed QR codes is made easier by the profile feature. The QR code is printable and may be distributed via a variety of messaging services, including Messenger and Gmail.

6. Bank Account: 

A user may check the status of their PIN as well as the bank account that is connected to the BHIM Application using this feature. By selecting the “Change Account” item from the interface, customers may configure or modify the UPI PIN and bank account associated with the BHIM Platform. A customer may check their account balance with the assistance of this function.

Purpose of BHIM: 

A payment software called Bharat Interface for Money (BHIM )uses the Unified Payments Interface to provide simple, fast, and straightforward transactions UPI. Anybody on UPI can immediately receive bank transactions by identifying their QR code and using their UPI ID. You may also try Paytm App.


Recommendation for BHIM:

Even while UPI owns the technology, it is also responsible for the whole transaction application and user interface. The government of India also created BHIM, which competes with other UPI-based payment applications like Google Wallet, Paytm, PhonePe, and others. BHIM also is built by NPCI.


According to the user, the rating is 4.6  As per the user 1.49 million reviews. This BHIM application is an excellent easy-to-use this software. And UPI is very helpful to the user and transactions are also simple to use and the BHIM app is very useful to the customer. The BHIM app service is so good and immediately download this app. And customer-friendly app.

Final words:

The BHIM app is very useful for the customer and a fully secure application. Google Pay is a really fantastic app. To safeguard users, Google Pay employs several security measures. UPI uses extremely secure technology. The Google Pay app downloads are great and secure, and customer transactions are similarly fairly safe.